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Underwriter - TPO

Salary undisclosed

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Submit your resume here to be considered for future opportunities with FBC as they become available!

FBC is looking for full-time DE Underwriters nationwide! This position is remote!

Position Summary

Mortgage Loan Underwriters underwrite and add loan program required conditions to mortgage applications to ensure that the borrower meets all program/product specifications prior to funding. Underwriters communicate all credit decisions (approval, suspense, denial) to the appropriate individuals within the operations team. Underwriters are charged with upholding fair lending practices and protecting the company by making sound lending decisions while maintaining company production and quality requirements.

Job Responsibilities

  • Review loan files for income, collateral, and creditworthiness based on program and product specifications
  • Maintain or exceed production and quality requirements on a monthly basis
  • Maintain expert knowledge of Corporate, investor and regulatory guidelines
  • Effectively communicate credit decisions and document needs throughout all individuals involved
  • Maintain and record all credit risk activities

Requirements

Education and Experience:

  • 5+ years’ experience in the mortgage industry with direct experience Underwriting Residential Mortgage Loans
  • Bachelor's degree preferred

Skills And Abilities

  • Appraisal review experience with knowledge of USPAP and Agency Guidelines
  • Possess strong Manual and AUS underwriting skills
  • Ability to underwrite files according to FNMA/FHLMC standards
  • Able to review and calculate income from complex tax returns
  • Excellent analytical, attention to detail and decision-making skills
  • Ability to work independently with little supervision
  • Highly motivated and takes initiative
  • Strong written and verbal communication skills

Company And Division Overview

FBC Mortgage, LLC is a National Mortgage Lender headquartered in Orlando, Florida. FBC Mortgage focuses on providing its customers and business partners with industry best services.

“At FBC our vision is simple, to become a Top 10 Mortgage Banker by focusing on providing extraordinary customer service, a great work environment, and a team

atmosphere. We will implement best in industry systems, produce high quality loans and always be mindful doing it better than the competition

FBC Mortgage is an Equal Employment Opportunity/Affirmative Action Employer and maintains a Drug-Free Workplace