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Associate Underwriter

Salary undisclosed

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About Guaranteed Rate Companies:

We’re Guaranteed Rate, the 2nd leading retail mortgage company in the U.S.—and aiming to be #1. We’re dedicated to the idea that belief makes anything possible. In 23 years, we’ve gone from start-up to funding more than $100 billion in a single year. Our family is over 5,000 people who are driven to make getting a mortgage the easiest part of the homebuying process.

Pay Range: $50k plus incentive bonus

Responsibilities

  • Complete a thorough analysis of loan files to determine compliance with company, investor and GSE guidelines.
  • Evaluates the entire credit package following the checklist for the specific loan types in which you are assigned.
  • Escalate loan files with recommendations on situations that exceed individual lending authority.
  • Examine and validate specific loan documentation for accuracy and completeness, checking accuracy of all calculations and loan data.
  • Communicate decision on loans to appropriate parties both verbally and in writing.
  • Strive to meet same day decisions on all submissions.
  • Complete all processing related matters from gathering documents to getting the loan into closing.

Qualifications/Requirements:

  • Preferred strong knowledge of State and Federal laws pertaining to the mortgage banking industry: QM, ATR, RESPA, ECOA, AIR, etc.
  • Excellent data entry skills and PC skills.
  • Strong verbal and written communication skills are necessary.
  • Excellent customer service skills with strong attention to detail.
  • Time Management skills and the ability to prioritize workload based on daily production.

Guaranteed Rate is an Equal Opportunity Employer that welcomes and encourages all applicants to apply regardless of age, race, sex, religion, color, national origin, disability, veteran status, sexual orientation, gender identity and/or expression, marital or parental status, ancestry, citizenship status, pregnancy or other reason protected by law.