VP Senior Lending Administrator

Description

Who We Are & What We Do:

If you’re looking for an exciting career opportunity, you’re in the right place. Santa Cruz County Bank is a top-rated community bank with a focus on serving the banking needs of businesses and individuals along the Central Coast, in Silicon Valley and throughout the Bay Area. We engage in impactful volunteering and support the greater economic vitality within our four-county reach. Our success is due to our amazing team of exceptional, experienced, knowledgeable and success-oriented employees.

We’ve been recognized with numerous community leadership awards and our team gives 2000+ hours of volunteer service each year.

A Few Honors We’ve Received Locally Include

• Good Times Best of Santa Cruz – Best Bank, 12 consecutive years
• Santa Cruz Sentinel Readers’ Choice – #1 Best Bank, 9 years
• Santa Cruz County Chamber of Commerce – Business of the Year 2018 and 2021
• Press Banner’s Best of Scotts Valley – Best Bank
• Register Pajaronian’s Best of Pajaro Valley – Best Bank
• Second Harvest Food Bank – Big Step and Platinum Awards for Holiday Food and Fund Drive
• Farm Bureau of Santa Cruz County and Agri-Culture – Al Smith Friend of Agriculture Award
  
  

Position Overview

The Senior Lending Administrator (SLA) is responsible for managing a team of commercial loan processors and lending staff (AVP Relationship Managers and Loan Portfolio Managers). Providing administrative oversight, the SLA holds their team accountable for their respective responsibilities to ensure administrative deadlines are consistently met. The SLA must be and effective communicator and keep their team apprised of strategic information at all times. The SLA builds and maintains effective working relationships and develops and implements strategies to improve efficiencies between cross functional departments. Working closely with executive management, the SLA will ensure loan portfolio objectives are met.

Essential Job Functions

• Provide general guidance, coaching and supervision of AVP Relationship Managers and Loan Portfolio Managers, focused on effective communication with borrowers and lending-related internal departments, efficient lending processes, and maintaining lending compliance.
• Prepare board of director reports on behalf of CLO.
• Gather data and analyze reports for executive team review, including loan pipeline, past due loans, overdrafts and tickler reports.
• Create and execute plans to ensure efficient coordination between lending departments such as loan processing, note department and credit administration.
• Act as lending lead for loan origination software (Abrigo) implementation.
• Ensure tickler management process is working effectively (reminder letters sent on time, files organized, etc.).
• Facilitate training and learning opportunities between lending and credit administration teams.
• Work with the accounting department to administer the lending team incentive compensation plans.
• Hold the team accountable for meeting administrative and training deadlines and ensuring timely and complete loan approval package submission.
• Manage a loan portfolio, as required.
  
  

Requirements

Requisite Skills:

• Proven track record of performance amid a fast paced, high-performance environment
• Ability to lead and inspire a team
• History of demonstrated excellent coaching and management skills
• Reliable and trustworthy
• Ability to create and maintain effective working relationships with all levels of the company
• Demonstrated leadership, problem solving, teamwork and attention to detail
• Excellent knowledge of regulatory lending compliance and industry standards
• Excellent written and verbal communication skills
• Excellent organizational skills
  
  

Required Education & Experience

• Minimum 15 years of commercial lending experience required
• Minimum 15 years of client relations experience required
• Bachelor's degree in business administration, finance, or accounting strongly preferred
  
  

Supervisory Responsibility

• Loan processing staff, AVP Relationship Managers and Loan Portfolio Managers.
  
  

Benefits

• Medical, dental, and vision plans
• Vacation, sick leave, paid Holidays
• Paid volunteer time
• Employer paid life insurance
• 401(k) with employer matching
• Ongoing training, professional development and career advancement opportunities
  
  

Physical Demands

The physical demands described here are representative of those that must be met by a teammate to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

• While performing the duties of this job, the employee may be regularly required to stand, sit, talk, hear, reach, stoop, kneel, and use hands and fingers to operate typical office equipment such as a computer, telephone, mouse and keyboard.
• Specific vision abilities required by this job include close vision requirements due to computer work.
• Light to moderate lifting may be required.
• Regular, predictable attendance is required; including the occasional evening and weekend work as business demands dictate.
• Travel between company locations as needed.
  
  

Work Environment

The work environment characteristics described here are representative of those a teammate encounters while performing the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

• Moderate noise (i.e., business office with computers, phone, and printers, moderate traffic).
• Ability to work in a confined area.
• Ability to sit or stand at a computer terminal for an extended period.