Payment Technical Business Analyst
Required Skills & Abilities:
[Payment Industry Experience]
- Strong understanding of payment gateways, payment processors, and acquiring banks.
- In-Depth knowledge of payment types such as Credit Cards, ACH, PayPal, Digit Wallets (Visa SRC, Apple Pay etc.), and alternative payment methods.
- Strong understanding with payment processing workflows, including authorization, capture, settlement, chargebacks, refunds, and disputes.
- Experience with subscription billing models or recurring payments.
- Experience with payment card data security standards (PCI DSS) and other relevant regulations, such as the General Data Protection Regulation (GDPR).
Technical Skills
- Familiarity with high-volume and high-visibility payment systems.
- Hands-on experience with APIs related to payment and integration (e.g., REST, SOAP, XML and JSON).
- Understanding of encryption and tokenization techniques used to secure payment card data in transit and at rest.
- Exposure to payment orchestration platform and tools.
- Knowledge if payment fraud detection and mitigation techniques.
- Knowledge of batch and real-time transaction processing systems.
- Strong ability to act as a bridge between business stakeholders and technical teams.
- Proven experience in eliciting requirements, conducting stakeholder workshops, and documenting workflows.
- Ability to create wireframes, process diagrams, and user flows to explain requirements.
Required Experience Level:
Minimum of 10-12 years experience, in technology or software development preferred.
Educational Requirements:
A degree from an accredited College/University in the applicable field of services is preferred.
Required Skills & Abilities:
[Payment Industry Experience]
- Strong understanding of payment gateways, payment processors, and acquiring banks.
- In-Depth knowledge of payment types such as Credit Cards, ACH, PayPal, Digit Wallets (Visa SRC, Apple Pay etc.), and alternative payment methods.
- Strong understanding with payment processing workflows, including authorization, capture, settlement, chargebacks, refunds, and disputes.
- Experience with subscription billing models or recurring payments.
- Experience with payment card data security standards (PCI DSS) and other relevant regulations, such as the General Data Protection Regulation (GDPR).
Technical Skills
- Familiarity with high-volume and high-visibility payment systems.
- Hands-on experience with APIs related to payment and integration (e.g., REST, SOAP, XML and JSON).
- Understanding of encryption and tokenization techniques used to secure payment card data in transit and at rest.
- Exposure to payment orchestration platform and tools.
- Knowledge if payment fraud detection and mitigation techniques.
- Knowledge of batch and real-time transaction processing systems.
- Strong ability to act as a bridge between business stakeholders and technical teams.
- Proven experience in eliciting requirements, conducting stakeholder workshops, and documenting workflows.
- Ability to create wireframes, process diagrams, and user flows to explain requirements.
Required Experience Level:
Minimum of 10-12 years experience, in technology or software development preferred.
Educational Requirements:
A degree from an accredited College/University in the applicable field of services is preferred.